Chambersburg Hyundai is your source for Hyundai financing and low-interest loans. We work with various local lenders and offer regular specials in order to provide terms you can feel good about. Here's what you should know about obtaining Hyundai financing with us.
Hyundai Financing in Chambersburg
We Make it Easy!
Should You Buy or Lease a New Car?
Maryland drivers often ask us whether they should buy or lease their next vehicle. It's a common question that many people have. The vehicle finance industry has evolved, and folks aren't always clear on their options. You no longer have to accept unfavorable loan terms or have a long-term relationship with your financial institution. Today, ownership isn't always the goal. Nor is it the best choice for everyone. Buying and leasing a new car offer unique benefits that appeal to different shoppers. Choosing the best option for you requires understanding the difference between the two. You can even calculate your payments for how much they might be for different models.
ÂBenefits of Financing
Some folks truly enjoy owning a vehicle. They take pride in their model and enjoy the freedom that ownership gives them. While they may have to pay more each month and encounter higher maintenance costs, they appreciate the ability to drive unlimited miles around Hagerstown and beyond without worrying. A segment of our customers also enjoys customizing their rides with accessories or upgrades that may not be able to be removed when it's time for a new vehicle. In addition, financing your car means you can drive payment-free when your loan is paid off. You can even sell or trade it in to get another model that better suits your needs.
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Flexible Credit Options
Chambersburg Hyundai can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.
Frequently Asked Questions
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
What to Know About Leasing
When you lease a new vehicle, you will not own it. Instead, you'll make monthly payments to cover interest and expected depreciation over the lease term. This means your payments will be much less than a typical auto loan. A lease contract is usually for about two or three years. These first few years a car is on the road usually require minimal maintenance, so you'll also be saving money. Leasing provides a more accessible way for many to afford a new vehicle with an assortment of sought-after features. Many of our customers prefer not to own a vehicle. They may not drive many miles each year, and they often don't want to deal with the hassle of selling or trading in their vehicle when it's time to get a new one. Plus, getting a shiny new ride with the latest technology can be a lot of fun.
Apply for Financing Online
We encourage you to complete our online finance application for the ultimate in ease and convenience. You can fill it out from home and get a jumpstart on finding the Hyundai finance terms you need. A member of our finance team will be in touch to provide additional information and answer your questions. You can visit our dealership location to check out our entire inventory, including our featured vehicles, and take a test drive. Finalizing your finance package will be a breeze now that you understand how both buying and leasing can benefit different Gettysburg shoppers. Contact our staff over the phone or online to schedule your appointment. We look forward to seeing you at Chambersburg Hyundai soon!
Ready to begin?
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Chambersburg Hyundai
2024 Lincoln Way E
Chambersburg, PA 17202
- Sales: (717) 264-5105
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